Buyers Guide

WITH YEARS OF INDUSTRY EXPERIENCE, WE LOOK FORWARD TO FINDING YOUR IDEAL HOME

Austin & Roe Independent Estate Agents will be delighted to help you find your next home. Our team have gained years of experience in the industry and therefore have extensive knowledge of the local property market and surrounding areas. We can help you search for and discover the perfect property for you. Once registered with us, we will keep you updated and notify you when a new property is available on the market, enabling us to book you a viewing as soon as possible.

If you decide to sell your property, we can offer a no obligation valuation and book an appointment with our resident mortgage advisor, Jason Davey from Just Mortgages, to discuss your next move.

We would recommend this as the first step before you start making plans for your next property move. Jason will be able to assist you with your financial arrangements and decide the best way forward for you.

Remember, you will also need to take into account other costs when purchasing a property, such as stamp duty, legal fees and removal costs, as well as any home improvement expenditure.

After making an offer that is accepted, Austin & Roe will request to see your financial information and check your ability to proceed with the purchase. Once all information has been checked and verified, we will send written confirmation to all parties concerned.

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INSTRUCT A SOLICITOR

The next step once your offer has been accepted would be to instruct a solicitor to assist you with the legal and conveyancing process of the move.

LEGAL PROCESS

Once instructed, your solicitor will then take action and instruct the necessary searches, follow up with questions, check through relevant documentation and deal with the finances of the transaction. This can take between 4-12 weeks depending on how complex the transaction is and whether any issues have been raised from the searches and if any further investigations need to be carried out.

SURVEY

If you are having a mortgage to help buy your next property your lender will arrange a mortgage survey. This is to satisfy themselves on the purchase price which has been agreed on. After the survey has been carried out and if you have concerns, you should then commission a RICS (Royal Institution of Chartered Surveyors) survey to identify issues that may need attention.

Buyers

EXCHANGING CONTRACTS

Up until the point of exchange you can withdraw from the purchase if the survey or searches identify any problems which affect your decision to buy. Once the contracts are exchanged your purchase is legally binding, and a completion date will be set.

COMPLETION DATE

The completion date is an exciting day when the property becomes your new home! The estate agent will have to wait until they receive confirmation from the solicitors that the transfer of the monies is complete before they can provide you with the keys.

STAMP DUTY INFORMATION

The current SDLT threshold is £125,000 for residential properties and £150,000 for non-residential land and properties.

You pay the tax when you:

  • Buy a freehold property.
  • Buy a new or existing leasehold property.
  • Buy a property through a shared ownership scheme.
  • Are transferred land or property in exchange for payment, e.g. you take on a mortgage or buy a share in a house.
  • You pay Stamp Duty on increasing portions of the property price above £125,000. Unless you are a first-time buyer, then Stamp Duty is waivered for a purchase of up to £300,000.
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ARLA NAEA Ombudsman TDS Rightmove Zoopla Primelocation

"Great service - friendly and helpful at all times. Helpful, knowledgable staff who go that extra mile to provide a great service, with a personal feeling. If you are looking to buy, sell or rent in this area then look no further than Austin & Roe."

Matt R

"Exceptional customer service. I would reccomend Austin and Roe to anyone. They cannot do enough for you. The team are outstanding nothing is to much trouble. You are treated so well all the way through your new adventure. I would use this company again and again. I looked at my property on a Sunday and had the keys on Thursday this is exceptional service. I would like to Thank each and everyone of the team."

Hazel R

"You won't find a more professional experienced team than those at Austin & Rowe. Sam, Maggie and the team have always gone above and beyond what you would expect from an estate agent. Offering honest advice with a friendly service. I wouldn't use anyone else!"

Joe Evans

"I have, in the past used other estate agents to provide a let only service for my properties however I have to say that the professionalism shown by Sam and her colleagues has been far superior to anything experienced in the past."

Simon Fox, landlord

"Exceptional customer service and expert knowledge. Thanks for a terrific service. Best in the area. Would definitely recommend."

Charlotte Till

"You won't get a more professional business dealing with your needs. They will be there to help you no matter what."

Ian S

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